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Discover How Credit Unions are Adding Millions in Net Income

Even during the pandemic and economic crisis, some credit unions were able to outperform the marketplace substantially.

As the world begins to move toward the end of the pandemic, credit unions are working hard to understand the impact and how to best navigate the economic fallout and uncertainty.

It’s no secret that recent CU reports and trends have not been comforting:

  • Average CU net income down 14.9% in 2020 from 2019.
  • Average ROA down to 0.70 and median of 0.40 in 2020.
  • Declining growth in lending and membership.

There are valuable strategies that certain CUs are leveraging to improve their ROA. The credit unions featured in these infographics collectively added nearly 4 million dollars to their net income by applying specific strategies that helped them create a real, long-term competitive edge.

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